Who we are
Our website address is: https://debtbuyer.com.au. We are ADC Credit Group Pty Ltd ACN 662 358 876.
At ADC Credit Group, we are committed to protecting the privacy of our customers and website visitors. This Privacy Policy outlines how we collect, use, and disclose personal information in compliance with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles.
Collection of Personal Information
We collect personal information that is necessary for us to conduct our business and provide services to our customers. This information may include your name, contact information, financial information, and other relevant details. We collect this information through various channels, including our website, email, phone, and in-person interactions.
Use of Personal Information
We may use your personal information for the following purposes:
- To provide you with debt buying services and related support.
- To verify your identity and conduct credit and background checks.
- To communicate with you regarding our services, promotions, and updates.
- To comply with legal and regulatory requirements.
We will not use your personal information for any other purpose without your consent, unless required by law.
Disclosure of Personal Information
We may disclose your personal information to third parties, including debt sellers, debt buyers, and other service providers who assist us in conducting our business. We may also disclose your information if required by law or if necessary to protect our legal interests.
Data Security
We take reasonable steps to protect your personal information from unauthorized access, use, and disclosure. This includes using secure servers, encryption, and access controls to protect your information.
Access and Correction of Personal Information
You have the right to access and correct your personal information held by us. If you wish to access or correct your information, please contact us using the contact details provided below.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We encourage you to review this policy periodically.
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.
Contact Us
If you have any questions or concerns about this Privacy Policy or our practices, please contact us at our Contact Us page.